Workspaces
Glossary

Hold on Funds

Temporary reservation of money before capture or payout, often for risk or authorization checks.

POSE-Commerce

A hold reserves funds after authorization but before capture or payout. Holds appear in hotels, fuel, or marketplaces while goods ship or risk reviews complete.

Holds are released or captured later; excess hold time can cause customer friction. Platforms ledger holds separately from captured funds and ensure clear status in balance and disbursement reports.

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Related terms

Keep learning with these nearby definitions.

Acquirer
Bank or payment institution that signs merchants and routes their card transactions into the card networks.
Apple Pay
Mobile wallet by Apple that tokenizes cards for contactless and in-app payments.
Card Fraud
Unauthorized card use or theft of credentials to initiate transactions.
Card Network
Payment network (e.g., Visa/Mastercard) that sets rules and routes card transactions between issuers and acquirers.
Hold on Funds